Customer experiences
Trustpilot company reviews — independent customer feedback
1.9 / 5
From 19 reviews · Checked October 10, 2026 (5:18 a.m. ET)
This is a dated company-level snapshot, not a live score or rating of a particular plan. Counts and scores change; follow the link for current figures.
Read customer reviews on TrustpilotWhat some customers appreciate
A small number of customer reviewers describe easy signup or approved reporting; many of these accounts do not establish the eventual reporting outcome.
Common concerns
Others describe missing/incorrect rent data, bank account connections, property-sponsored opt-out/cancellation billing, and separate tenant-screening concerns.
Read original customer experiences
- Positive: A renter said signup was easy but had not yet seen the reporting outcome. Original review
- Mixed: A customer reported missing rental history after renewing a reporting service; resolution was not verified. Original review
- Critical: A renter alleged continued charges after attempting to cancel a property-related plan; the claimed billing details were not independently adjudicated. Original review
These are individual accounts, not independently verified outcomes or representative statistics. Credit changes depend on the full credit profile; no results are guaranteed. Trustpilot does not sponsor or endorse this All In One Credit comparison.
Quick Facts
- Account type
- Verified rental history reporting (not a loan or card)
- Starting price
- $60 per year charged upfront; $5 monthly equivalent ONLY
- Billing
- $60 annually, not $5 charged each month
- Reports to
- Experian, Equifax and TransUnion for qualifying rent
- Past rent
- Optional $25 once for eligible current-lease past history
- First-year total
- $60 reporting; $85 with optional $25 history add-on
- Verification
- Formal lease plus eligible digitally traceable rent transactions
- First appearance
- Allow up to 30 days after successful verification; signup-to-visible date unconfirmed
- Landlord program
- May differ in pricing, opt-out and late-payment rules
- Payment method
- Cash, money order and ordinary receipts generally ineligible
- Moving
- May require a new annual subscription for another address
- Cancellation
- Cancellation is not the same as removal of a furnished account
Plans & pricing
This provider offers one plan. Verified 2026-10-10 (direct consumer pricing; landlord plans may differ); confirm current terms with the provider before enrolling.
Reports to bureaus
Experian, Equifax, TransUnion — verified eligible rent only
Bureau submission after verification does not guarantee a visibility deadline or a credit-score gain.
Reports & scores from bureaus
App/monitoring visibility is separate; exact bureau/score scope unverified
Rent reporting should not be confused with full credit-monitoring coverage or credit-builder loan furnishing.
Direct ongoing rent reporting
$60/year due upfront
$5/month equivalent only — NOT monthly billing
Upfront: $60 for annual reporting
Annual plan; actual renewal terms need checkout review
- Qualifying ongoing rent furnished to Experian, Equifax and TransUnion
- Supported bank/portal rent-payment verification
- Optional $25 eligible prior-rent history add-on
- Formal lease and digitally traceable rent are required
- No guaranteed first-appearance date
- Changing rental addresses may require a new annual subscription
- Program-specific late/cancellation terms may vary
Add-ons
Eligible past rent at current lease: $25 one-time; initial combination $85
Best fit: Renters who can pay $60 upfront and verify rental history not already available through a suitable free reporting option.
You'll choose your exact plan on the provider's site.
Property-manager-sponsored Boom reporting differs from this direct consumer plan. AIOC's saved approved partnership link may lead to a property-facing page; verify the real consumer path and current offer before enrollment.
Eligibility
- Adults with a qualifying named lease
- Supported bank/portal payment records
- Cash or untraceable money-order receipts generally not eligible
- Verify enrollment channel, renewal and opt-out before paying
BoomReport: what the annual fee pays for
Research checked October 10, 2026. Direct consumer enrollment and landlord-sponsored rent programs differ.
$60 charged once per year
The ongoing price is $60 paid annually, equal to $5 per month when divided by 12. This is not a $5 monthly checkout. Add $25 for optional verified previous rental payments.
Reports rent, not debt repayments
Eligible verified rent may be furnished to Experian, Equifax and TransUnion. A signed lease and supported digitally traceable payments must be verified first; it is not a cash loan, credit card or savings plan.
Check your enrollment route
Property-sponsored rent reporting may have different charges, late-rent terms and opt-out rules. Confirm the consumer offer, what happens if you move, and whether your current rent is already reported for free.
Who It May Be Best For
An eligible renter with a formal lease and independently verifiable rent payments who can afford $60 upfront and gains a specific benefit not already available from free rent reporting.
Who May Want Another Option
People paying cash/money orders, unable to link or verify eligible rent, needing a cash loan or card, or already receiving comparable no-cost three-bureau rent reporting should look elsewhere. Anyone with a property-managed plan should confirm its separate fee and opt-out terms.
How It Works
For the direct consumer offer, BoomReport checks your identity, residential lease and digital rental-payment records, including supported bank or portal data. After successful verification it may submit qualifying rental history to Experian, Equifax and TransUnion. Keep paying rent to your landlord normally. App status, verification completion, monthly furnishing and credit-score refresh are distinct steps. Landlord-sponsored programs may follow different enrollment and late-payment rules.
Pricing and Fees
Direct ongoing reporting costs $60 per year paid upfront (the $5/month figure is only an equivalent, not monthly billing). Optional verified historical reporting costs $25 one time, bringing an advertised first-year direct combination to $85. The $25 history option is not a current standalone sign-up. Another rental address may require a further annual subscription; actual renewal and cancellation terms depend on the current offer. Landlord-program charges can differ.
Credit Bureau Reporting
BoomReport describes furnishing verified ongoing rental information to Experian, Equifax and TransUnion. Its help center says to allow up to 30 days after successful verification for the rental tradeline to appear, not a guarantee that it appears 30 days after signup or simultaneously at all three bureaus. Monitoring refresh and credit-scoring outcomes may lag or differ. The service does not report utilities or ordinary monthly membership payments as a credit-builder loan.
Eligibility
Direct consumer eligibility generally requires adult U.S. residency, a qualifying named lease and supported electronically verifiable rent history. Traceable ACH, rental portal and eligible payment apps can work with appropriate evidence. Cash, money orders, cashier's checks and rent receipts generally are not supported as direct evidence. Account linking and identity verification may be required; roommates qualify separately.
Historical Reporting
For an additional $25, BoomReport advertises optional reporting of eligible past rental payments on the qualifying current lease. The amount of historical data accepted depends on verifiable records. It is not a guaranteed 24-month backdate at any old address or a cash refund.
Ongoing Reporting
Eligible verified ongoing rent may be furnished monthly to Experian, Equifax and TransUnion. Renewing, changing banks, moving or an interrupted linked account can affect ongoing verification. A rent due date is not a bureau posting date.
Verification Process
Boom may examine a signed lease, residence identity and relevant account/portal rent transactions. Consumer portal eligibility is not universal. Check whether your data-sharing method is supported before paying. Separate property-manager-sponsored reporting may use different rules.
Important Limitations
This is $60 due upfront, not $5 charged monthly. Verification may fail and a score increase isn't guaranteed. An extra $25 is for qualifying history only. One address per subscription and moving charges must be confirmed. Program-specific treatment of late rent and cancellation/opt-out can differ, particularly in landlord programs. Support and refunds are conditional. The actual approved affiliate destination may lead to a property-management offer, so verify the consumer route before enrolling.
Alternatives
Check Self's eligible free rent reporting to all three bureaus first. Kikoff's $5 Basic tier includes conditional rent reporting to Equifax and TransUnion alongside its Kikoff tradeline plan. Rental Kharma has different historical verification and human-assistance options, with higher setup/ongoing fees and only Equifax/TransUnion rent reporting. Choose the reporting and payment method that fits, not the affiliate commission.
Final Summary
BoomReport can be a relatively low-cost annual rent-reporting choice for verifiable tenants seeking three-bureau furnishing. The correct cost is $60 yearly upfront, with an optional $25 past-history add-on. Verify the enrollment channel, bank/lease eligibility, actual move and cancellation terms, and whether free reporting is already available before paying.
Pros
- Direct annual plan costs $60 upfront (a $5 monthly equivalent)
- Eligible rent furnished to Experian, Equifax and TransUnion
- Optional $25 reporting of qualifying past current-lease rental history
- Supported digital payment verification may not require direct landlord outreach
Cons
- Not a monthly $5 checkout; $60 is due at annual enrollment
- Verification eligibility and first bureau appearance are not guaranteed
- Moving addresses may require another annual subscription
- Property-sponsored charges/late policies may differ from direct enrollment
- A small, mixed Boom Pay-wide customer review sample includes billing and reporting complaints
Frequently Asked Questions
Is BoomReport $5 per month?
No. The direct ongoing plan is $60 billed annually. $5 per month is only the mathematical equivalent; you pay the full annual amount at checkout.
Does the $25 past-rent option replace the annual fee?
No. It is an optional add-on to the $60 annual service; the advertised combination is $85 for the first year. Eligible historical months require verification.
Which bureaus receive my qualifying rent?
Experian, Equifax and TransUnion. That does not guarantee a particular bureau visibility day or credit-score improvement.
How fast will a tradeline show up?
Boom's support asks customers to allow up to 30 days after successful verification. Time spent completing verification and a monitoring app's refresh can add more delay.
What if my landlord automatically enrolled me?
Check the specific property-sponsored enrollment agreement, resident charges, late-payment policy and opt-out method. They may differ from the direct consumer plan.
Do I need a bank/payment record?
The direct offer generally requires supported digitally traceable rent payments and a formal lease; unverified cash or money-order receipts may not qualify.
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