Privacy Policy

Last updated: October 24, 2026

All In One Credit ("we," "us," or "our") operates allinonecredit.com, an independent credit-product education and comparison website. This policy describes information collected when you visit the website, take the optional quiz, subscribe for updates, or contact us.

Information we collect

• Newsletter signups: your email address, optional first name, your affirmative email consent, the page and form where you signed up, and the time the signup was recorded.
• Emailed quiz plans: if you ask us to email your personalized plan, we use your email address, optional first name and a summary of your recommended products to send it. We keep a record of the request for 30 days to prevent repeat sends and fix delivery problems, then delete it, unless you also chose to join our newsletter.
• Messages: the name, email address, subject, category, and message details you choose to submit through our contact form.
• Website usage: analytics data such as pages visited, approximate location, referral sources, device/browser details, interactions, and identifiers associated with analytics technologies.
• Optional quiz and progress tracking: quiz answers are temporarily kept in your browser's session storage to generate a personalized results page. Optional goal milestones and score ranges are stored in your browser's local storage, not as a personal account profile. You can clear this information using your browser's storage controls.

Our newsletter form and credit quiz do not ask for Social Security numbers, bank account numbers, or credit account passwords. Please do not include sensitive financial information in a contact message.

How we use information

• To record newsletter opt-ins and send occasional credit education and product-comparison updates if and when we operate an email campaign. Newsletter subscribers are managed through our email provider, MailerLite.
• To send the quiz plan you asked us to email you.
• To respond to messages, corrections, questions, and privacy requests.
• To operate, secure, troubleshoot, and improve our website and content.
• To understand website usage and measure advertising or affiliate-link performance.
• To comply with applicable law and protect the website against misuse.

Newsletter consent is optional. You can use the website and quiz without signing up. A newsletter signup is not an application for any credit product, and joining the list does not guarantee a credit-score result.

Analytics, cookies, and browser storage

We use Google Analytics 4 (GA4) to measure website activity. Its technology may use cookies or similar identifiers and receive information about your device and interactions with the site. You can adjust your browser's cookie settings or use Google's available analytics opt-out controls. Blocking these technologies may affect measurement and some website functionality.

We also use Microsoft Clarity to understand how visitors use the site and improve it. Clarity captures how you interact with pages, such as scrolling, clicks and taps, and may create anonymized session replays and heatmaps. Text you type into form fields is masked. Clarity may use cookies or similar identifiers. Microsoft processes this data under the Microsoft Privacy Statement.

The quiz uses browser session storage for your answers and browser local storage for optional milestone tracking. These are separate from your newsletter signup. The website may also use necessary storage for basic application operation and sign-in, where applicable.

Affiliate links and third-party sites

Some recommendations, buttons, and advertisements contain affiliate links. Clicking an affiliate link can send you to a provider or affiliate network that records referral and conversion information using its own tracking technology and privacy practices. We may receive compensation for qualifying actions. See our Affiliate Disclosure. Once you leave our site, the provider's own privacy policy governs information you give it, including any financial application data.

Service providers and disclosures

We use Base44 for website application and data infrastructure Google Analytics and Microsoft Clarity for usage measurement. Other service providers may support hosting, communications, or analytics when configured. We may share information with service providers as needed to operate these functions, or when disclosure is legally required. Affiliate providers and networks may receive referral data through the affiliate links you choose to use. We do not require you to share newsletter contact details with an affiliate provider to browse our comparisons.

How long information is retained

We retain newsletter signups and contact submissions for as long as reasonably necessary to manage subscriptions, respond to inquiries, maintain business records, or meet legal obligations. Analytics retention is governed by our configured analytics settings and provider controls. Session and local browser storage may persist until the browser session ends or until you clear it, depending on storage type and browser settings.

Your choices and privacy requests

You can ask us to stop sending newsletters, correct newsletter contact information, or request access to or deletion of personal information where applicable. Email info@allinonecredit.com with your request. You can also control browser cookies and clear site storage in your browser settings. Rights and exceptions vary depending on your location and applicable law. We may need to verify a request before acting on it.

Security and children's privacy

We take reasonable steps to safeguard information, but no online transmission or storage system is completely secure. This website is intended for a general audience and is not directed at children under 13. We do not knowingly solicit personal information from children under 13.

Policy updates

We may revise this policy as the website, service providers, or legal requirements change. We will update the date at the top of this page.

Contact

For privacy questions, newsletter removal, or personal-information requests, contact info@allinonecredit.com.