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Credit Repair

Credit repair services help you address inaccurate or unverifiable items on your credit report through disputes and, in some cases, creditor interventions. Approaches range from managed (done-for-you) to technology-assisted to DIY. Compare services by approach, monthly price, dispute methods, monitoring, and cancellation terms.

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Important: Product terms, pricing, eligibility, and features may change. Always verify details with the provider before applying.
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2 products

Dovly AI logo

Dovly AI

AI-powered credit repair + monitoring + credit-building platform

4.6· 710 Trustpilot reviews
Price:Free $0; Premium $19.99/mo promotional link
Premium $19.99/monthAI dispute assistanceTransUnionWeekly credit updates
ServiceAI-powered automated disputes (technology-assisted)
Bureaus handledTransUnion (automated disputes submitted to TransUnion)
Credit inquirySoft pull only (no hard inquiry)
GuaranteeCancel anytime; no guaranteed score improvement

How it works: Dovly AI is an AI-powered credit repair, monitoring, and credit-building platform. Automated disputes are submitted to TransUnion. Free includes a monthly TransUnion report and score and a manual TransUnion dispute tool. Premium adds weekly TransUnion reports and scores, monitoring alerts, unlimited AI-powered TransUnion dispute assistance, credit-building tools, an eligible $2,000 tradeline subject to approval, bill/rent credit-building tools, data breach alerts, TransUnion credit lock, and $1M identity theft insurance subject to terms.

Free TransUnion dispute tool
AI-powered Premium dispute assistance
Premium includes credit-building tools and $1M insurance
Disputes submitted to TransUnion only
No guaranteed score improvement

Best for: Free: people checking their TransUnion report and disputing up to one error monthly. Premium: people wanting enhanced dispute support, weekly monitoring, conditional credit building and protection.

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Sky Blue Credit

Managed credit repair service

Price:From $79/month
Done-for-you disputesThree-bureau review90-day refund policy
ServiceManaged / done-for-you credit repair
Bureaus handledDispute assistance concerning inaccurate or questionable items at Experian, Equifax and TransUnion
Credit inquiryReview of existing credit reports; not a loan application
GuaranteeAdvertised 90-day refund policy; verify eligibility and terms
Sky Blue Credit partner banner

How it works: Sky Blue reviews credit report information with customers and prepares and manages appropriate disputes; higher tiers offer expanded intervention services.

Managed credit report reviews and dispute support
Three-bureau dispute assistance
Different service tiers for different needs
Ongoing monthly subscription cost
Accurate, verifiable negative items cannot simply be removed

Best for: Consumers seeking hands-on dispute assistance rather than primarily self-service tools

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Advertiser Disclosure: We may earn compensation when you use certain links.