Quick Facts
- Account type
- Managed credit repair service
- Starting price
- From $79/month
- Monthly cost
- $79–$119/month (plan dependent)
- Annual fee
- Not publicly confirmed
- Reports to
- Credit repair service — does not furnish a credit-building tradeline
- Credit check
- Review of existing credit reports; not a loan application
- Deposit / funding
- Not publicly confirmed
- Direct deposit
- Not publicly confirmed
- Bank account
- Not publicly confirmed
- Interest
- Not publicly confirmed
- Secured / unsecured
- Not publicly confirmed
- Savings component
- Not publicly confirmed
Overview
Sky Blue Credit is a full-service credit repair company. Basic includes three-bureau reports and scores, credit bureau disputes, one-on-one consultations, Score Tracker, a client portal, and 60-day credit updates. Higher tiers add creditor interventions and advanced letters.
Who It May Be Best For
People who want managed, full-service credit repair with creditor interventions.
Who May Want Another Option
People who want a free or AI-assisted DIY tool may prefer Dovly AI.
How It Works
Sky Blue Credit is a full-service credit repair company. Basic includes three-bureau reports and scores, credit bureau disputes, one-on-one consultations, Score Tracker, a client portal, and 60-day credit updates. Full Service adds creditor interventions, 45-day updates, and a Credit Builder Tool. Premium adds monthly inquiry disputes, debt validation letters, cease-and-desist letters, and personal information correction letters.
Pricing and Fees
Basic: $79/month. Full Service: $99/month. Premium: $119/month. Couples: Basic $119, Full Service $149, Premium $179 per month.
Credit Bureau Reporting
Not a tradeline. Sky Blue disputes items on your three-bureau credit reports.
Eligibility
Report setup is not a hard loan application.
Important Limitations
Higher tiers are needed for creditor interventions and advanced letters. No guaranteed removal of accurate, verifiable items.
Alternatives
For a free TransUnion dispute tool, consider Dovly AI. For AI-assisted disputes, consider CreditCaptain.
Final Summary
Sky Blue Credit offers full-service three-bureau disputes with creditor interventions on higher tiers and a 90-day guarantee.
Personalized credit plan
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